[AfriAm-Smith] Earn a $250 statement credit & customize your cash back

American Express Amex at email-americanexpressopen.com
Sat Mar 1 09:30:30 EST 2014


Take control of your rewards

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AMERICAN EXPRESS OPEN
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SimplyCash(R) Business Credit Card
No Annual Fee
Now With Choice
http://Link.email-americanexpress.com/u.d?vYGvIJBopyyts38v1zV0K=1560

Get $250 Statement Credit

You can get a $250 statement credit after you spend $3,000
on qualifying purchases within the first 3 months of
Card Membership. To be eligible for this offer, you must be
approved by April 28, 2014.(1)

The SimplyCash Card helps empower small business owners to
customize a unique solution for their business by selecting
their 3% cash back category. With no annual fee, it's a
smart choice for your business.

Get cash back on every purchase, and even more cash back on
key business expenses. Here's how you can increase your
cash back.

5% cash back at U.S. office supply stores and wireless
phone providers.* 3% cash back on a category you choose
from a select list. 1% cash back on all other purchases.

*Services from U.S. wireless telephone service providers

5% and 3% apply to purchases up to $25,000 per rebate year,
then 1% thereafter. Cash back earned is automatically
credited to your statement.(2)

Apply Now
http://Link.email-americanexpress.com/u.d?04GvIJBopyyts38v1zV0X=1570

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Terms & Conditions

(1) Welcome bonus offer not available to applicants who have
had this product within the last 12 months. You can earn a
$250 statement credit after you spend $3,000 or more in
qualifying purchases on your Card within your first 3 months
of Card Membership starting from the date your account is
approved. In rare instances, your period to spend $3,000 may
be shorter than 3 months if there is a delay in mailing your
Card. Also, purchases may fall outside of the 3 months period
in some cases, such as a delay in merchants submitting
transactions to us or if the purchase date differs from the
date you made the transaction. (For example, if you buy goods
online, the purchase date may be the date the goods are shipped.)
The $250 statement credit will appear on your monthly billing
statement within 8-12 weeks after you have charged $3,000 in
qualifying purchases, provided that your Card account is in
good standing. Offer expires on April 28, 2014. If your
application is not approved by April 28, 2014 because it is
incomplete or in pending status, you may not receive the $250
statement credit offer even if your application is subsequently
approved. Offer may not be combined with any other promotional
offers. American Express reserves the right to modify or revoke
offer at any time. For questions regarding your Card account,
please call the number on the back of your Card.

(2) You will earn a rebate for eligible purchases on your
American Express SimplyCash(R) Business Credit Card. The rebate
you earn is based on a percentage of the eligible purchase you
make during each billing period and will be automatically
credited to your account as statement credit. The rebate will
appear on the second billing statement after the billing
statement with the eligible purchases. You will not receive
the rebate if your Card account is cancelled or in default at
the time of fulfillment. For each rebate year (a rebate year
is 12 billing periods, starting with the one that includes
February 1), you will earn a rebate of 5% on your first $25,000
(1% thereafter) of combined eligible purchases made on monthly
wireless telephone services purchased directly from wireless
telephone service providers in the U.S. (purchases of hardware
and equipment, and purchases from third parties and resellers,
are excluded) and at office supply stores located in the U.S.
(office supplies purchased at other retail stores are excluded);
3% on your first $25,000 (1% thereafter) of eligible purchases
made in the category that you select (see below for more on
the available categories and how to make your selection), 1%
thereafter; 1% on all other eligible purchases. If your billing
cycle changes, the length of your rebate year will also change.

Eligible purchases are purchases for goods and services minus
returns and other credits. Eligible purchases do NOT include fees
or interest charges, balance transfers, cash advances, purchases
of travelers checks, purchases or reloading of prepaid cards, or
purchases of other cash equivalents. Additional terms and
restrictions apply.
You may select your 3% rebate category from the following seven
categories: (1) airfare purchased directly from airlines, (2)
hotel stays (excluding timeshares, banquets and events), (3)
purchases from select major car rental companies listed at
americanexpress.com/rewards-info, (4) purchases at U.S. gas stations,
(5) purchases at U.S. restaurants, (6) U.S. purchases for shipping,
or (7) U.S. purchases for advertising in select media. For more
details on these categories including important terms and
limitations, please go to americanexpress.com/rewards-info. You may
select your 3% rebate category from the list described above within
the first two months of Card Membership. Thereafter, you can change
your selection during the annual selection period which runs from
December 1st to January 31st each year. You can only change your
category once annually. You can make your category selection by
either calling the number on the back of your Card or going to
open.com/cashback. Once you make your selection, it will be applied
retroactively back to the first day of the billing period in
which your selection is made. If you do not make a selection
during the initial enrollment period, you will receive your 3%
rebate on purchases at U.S. gas stations. If you do not change
your election during the annual selection period, your category
will remain the same as the previous year. Only the Basic Card
Member or Authorized Account Manager may make the selection and
their selection will apply to purchases made by all Card Members
on the account.
Merchants are assigned codes based on what they primarily sell.
A purchase will not earn a higher percentage rebate if the
merchant's code is not eligible. Purchases made through a third-party
payment account or on an online marketplace (with multiple retailers)
will not earn a higher percentage rebate. A purchase may not earn a
higher percentage rebate if the merchant submits the purchase using
a mobile or wireless card reader or if you use a mobile or digital
wallet.

American Express Customer Service Department
P.O. Box 297817  |  Ft. Lauderdale, FL 33329-7817

(C) 2014 American Express Bank, FSB. All rights reserved.
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